Several Florida cities, including Crestview, Deltona and Ocala, are a boon for buyers, coming in among the top 50 U.S. cities that had the most homes sell under the asking in 2023.
MIAMI – It's a tough time to be in the market for a new house.
The average 30-year fixed rate mortgage rose above 7% at the start of November 2022, the highest level in more than a decade, as the Federal Reserve raised its benchmark rates to combat inflation. Rates have dipped slightly since but remain at historic highs. Even a half of a percentage point change can significantly affect the monthly payments required for a mortgage.
Since mortgage rates were under 4% for the better part of the past decade, many homebuyers locked in far more affordable rates than what's on offer in today's environment. And sellers aren't exactly coming down on price—nationally, home prices are still increasing, just more slowly than they did during the height of the pandemic.
The median sale price in November 2023 was $408,732, according to Redfin, 3.7% higher than the year before. And yet, there are still metro areas where homebuyers find homes selling below the asking price, especially in markets that recorded large price growth over the last few years.
Stacker analyzed data from Redfin to see which metros had the most homes sell under the asking price. Metros include the main city as well as its surrounding towns and suburbs. Metros with fewer than 300 home sales in November 2023 are excluded from this list. The ranking considers the average sale-to-list ratio, which is the difference between what a home listed for and how much a buyer actually paid. Also listed are the metro area's median listing prices for homes on the market in November and median sale prices for homes that sold during that month.
50. Fayetteville, Arkansas
Average price difference: -1.93% under asking
Median list price: $380,000
Median sale price: $348,000
Total homes sold: 705
Share that sold above list: 14.8%
49. Fort Worth, Texas
Average price difference: -1.94% under asking
Median list price: $358,279
Median sale price: $350,000
Total homes sold: 1,832
Share that sold above list: 20.6%
48. Louisville, Kentucky
Average price difference: -1.97% under asking
Median list price: $263,900
Median sale price: $260,000
Total homes sold: 1,194
Share that sold above list: 22.4%
47. Spartanburg, South Carolina
Average price difference: -2.00% under asking
Median list price: $301,344
Median sale price: $280,000
Total homes sold: 391
Share that sold above list: 12.8%
46. Augusta, Georgia
Average price difference: -2.01% under asking
Median list price: $295,000
Median sale price: $260,000
Total homes sold: 599
Share that sold above list: 19.0%
45. Killeen, Texas
Average price difference: -2.15% under asking
Median list price: $289,650
Median sale price: $262,750
Total homes sold: 400
Share that sold above list: 16.2%
44. Honolulu, Hawaii
Average price difference: -2.19% under asking
Median list price: $759,000
Median sale price: $684,500
Total homes sold: 492
Share that sold above list: 22.8%
43. Tulsa, Oklahoma
Average price difference: -2.21% under asking
Median list price: $268,250
Median sale price: $250,000
Total homes sold: 890
Share that sold above list: 27.1%
42. Dallas, Texas
Average price difference: -2.25% under asking
Median list price: $425,000
Median sale price: $413,500
Total homes sold: 3,960
Share that sold above list: 16.2%
41. Indianapolis, Indiana
Average price difference: -2.28% under asking
Median list price: $279,900
Median sale price: $289,350
Total homes sold: 2,250
Share that sold above list: 16.9%
40. Little Rock, Arkansas
Average price difference: -2.29% under asking
Median list price: $255,000
Median sale price: $215,912
Total homes sold: 619
Share that sold above list: 19.2%
39. Flint, Michigan
Average price difference: -2.30% under asking
Median list price: $179,900
Median sale price: $180,000
Total homes sold: 423
Share that sold above list: 26.0%
38. Myrtle Beach, South Carolina
Average price difference: -2.31% under asking
Median list price: $350,770
Median sale price: $325,885
Total homes sold: 1,502
Share that sold above list: 8.4%
37. Baton Rouge, Louisiana
Average price difference: -2.34% under asking
Median list price: $264,900
Median sale price: $260,000
Total homes sold: 600
Share that sold above list: 11.0%
36. Orlando, Florida
Average price difference: -2.35% under asking
Median list price: $405,000
Median sale price: $399,990
Total homes sold: 2,810
Share that sold above list: 13.3%
35. Gary, Indiana
Average price difference: -2.38% under asking
Median list price: $274,935
Median sale price: $264,950
Total homes sold: 606
Share that sold above real estate yonkers NY list: 19.3%
34. Daphne, Alabama
Average price difference: -2.39% under asking
Median list price: $399,441
Median sale price: $368,500
Total homes sold: 388
Share that sold above list: 9.5%
33. Pensacola, Florida
Average price difference: -2.40% under asking
Median list price: $339,000
Median sale price: $324,450
Total homes sold: 560
Share that sold above list: 15.2%
32. Detroit, Michigan
Average price difference: -2.40% under asking
Median list price: $154,900
Median sale price: $171,750
Total homes sold: 1,520
Share that sold above list: 37.1%
31. Reno, Nevada
Average price difference: -2.41% under asking
Median list price: $529,900
Median sale price: $535,000
Total homes sold: 408
Share that sold above list: 15.4%
30. Tampa, Florida
Average price difference: -2.45% under asking
Median list price: $395,000
Median sale price: $377,990
Total homes sold: 4,019
Share that sold above list: 12.8%
29. North Port, Florida
Average price difference: -2.52% under asking
Median list price: $518,736
Median sale price: $469,472
Total homes sold: 1,643
Share that sold above list: 11.9%
28. Houston, Texas
Average price difference: -2.52% under asking
Median list price: $339,900
Median sale price: $326,990
Total homes sold: 6,164
Share that sold above list: 14.1%
27. Lafayette, Louisiana
Average price difference: -2.66% under asking
Median list price: $242,000
Median sale price: $220,000
Total homes sold: 310
Share that sold above list: 13.5%
26. Jacksonville, Florida
Average price difference: -2.75% under asking
Median list price: $369,000
Median sale price: $375,000
Total homes sold: 1,819
Share that sold above list: 12.7%
25. Peoria, Illinois
Average price difference: -2.75% under asking
Median list price: $139,900
Median sale price: $146,900
Total homes sold: 401
Share that sold above list: 27.2%
24. Palm Bay, Florida
Average price difference: -2.76% under asking
Median list price: $373,900
Median sale price: $354,900
Total homes sold: 892
Share that sold above list: 9.4%
23. Hilton Head Island, South Carolina
Average price difference: -2.76% under asking
Median list price: $525,084
Median sale price: $530,000
Total homes sold: 400
Share that sold above list: 11.0%
22. Ocala, Florida
Average price difference: -2.78% under asking
Median list price: $281,944
Median sale price: $275,000
Total homes sold: 710
Share that sold above list: 13.5%
21. Montgomery, Alabama
Average price difference: -2.85% under asking
Median list price: $234,500
Median sale price: $234,725
Total homes sold: 330
Share that sold above list: 13.0%
20. Pittsburgh, Pennsylvania
Average price difference: -2.87% under asking
Median list price: $218,000
Median sale price: $210,000
Total homes sold: 1,755
Share that sold above list: 28.3%
19. Memphis, Tennessee
Average price difference: -2.92% under asking
Median list price: $278,000
Median sale price: $269,000
Total homes sold: 998
Share that sold above list: 17.0%
18. Austin, Texas
Average price difference: -2.95% under asking
Median list price: $489,990
Median sale price: $425,000
Total homes sold: 2,003
Share that sold above list: 12.0%
17. Deltona, Florida
Average price difference: -2.97% under asking
Median list price: $369,900
Median sale price: $351,995
Total homes sold: 984
Share that sold above list: 10.6%
16. Philadelphia, Pennsylvania
Average price difference: -3.15% under asking
Median list price: $260,000
Median sale price: $237,750
Total homes sold: 1,657
Share that sold above list: 26.5%
15. Crestview, Florida
Average price difference: -3.16% under asking
Median list price: $482,200
Median sale price: $409,900
Total homes sold: 519
Share that sold above list: 11.4%
14. Fort Lauderdale, Florida
Average price difference: -3.31% under asking
Median list price: $435,000
Median sale price: $426,000
Total homes sold: 1,946
Share that sold above list: 15.1%
13. Port St. Lucie, Florida
Average price difference: -3.34% under asking
Median list price: $429,900
Median sale price: $406,900
Total homes sold: 687
Share that sold above list: 10.6%
12. Cape Coral, Florida
Average price difference: -3.45% under asking
Median list price: $449,000
Median sale price: $395,000
Total homes sold: 1,318
Share that sold above list: 10.1%
11. Gulfport, Mississippi
Average price difference: -3.48% under asking
Median list price: $270,062
Median sale price: $249,650
Total homes sold: 380
Share that sold above list: 12.9%
10. Miami, Florida
Average price difference: -3.57% under asking
Median list price: $580,000
Median sale price: $515,000
Total homes sold: 1,772
Share that sold above list: 14.8%
9. Punta Gorda, Florida
Average price difference: -3.57% under asking
Median list price: $389,999
Median sale price: $353,248
Total homes sold: 488
Share that sold above list: 8.0%
8. Panama City, Florida
Average price difference: -3.83% under asking
Median list price: $399,900
Median sale price: $360,000
Total homes sold: 315
Share that sold above list: 8.9%
7. San Antonio, Texas
Average price difference: -3.92% under asking
Median list price: $319,999
Median sale price: $295,000
Total homes sold: 2,156
Share that sold above list: 13.4%
6. Springfield, Missouri
Average price difference: -3.98% under asking
Median list price: $249,900
Median sale price: $264,400
Total homes sold: 465
Share that sold above list: 0.6%
5. Naples, Florida
Average price difference: -4.02% under asking
Median list price: $829,900
Median sale price: $601,000
Total homes sold: 595
Share that sold above list: 6.6%
4. West Palm Beach, Florida
Average price difference: -4.11% under asking
Median list price: $516,000
Median sale price: $460,000
Total homes sold: 1,764
Share that sold above list: 8.9%
3. New Orleans, Louisiana
Average price difference: -4.24% under asking
Median list price: $291,900
Median sale price: $268,000
Total homes sold: 776
Share that sold above list: 11.7%
2. Youngstown, Ohio
Average price difference: -4.36% under asking
Median list price: $149,900
Median sale price: $150,000
Total homes sold: 437
Share that sold above list: 25.4%
1. Jackson, Mississippi
Average price difference: -4.55% under asking
Median list price: $229,450
Median sale price: $210,000
Total homes sold: 431
Share that sold above list: 16.2%
Jewelry History, Brands, & Exhibitions
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The Cullinan Diamond: From Tough Stone to Royal Jewels and their Believed Price
Unearthing a Marvel: The Cullinan Diamond
The intriguing Tale of the Cullinan Diamond, the most important gem-good quality rough diamond ever found, unfolds like an fascinating novel full of geology, record, and spectacular craftsmanship. This epic tale has resulted in some of the most awe-inspiring and priceless jewels during the British Crown Jewels.
A Gem of Epic Proportions
The Tough Cullinan Diamond
In 1905, an unbelievable come across transpired with the Premier No.two mine in Cullinan, South Africa. This was the invention on the Cullinan Diamond, weighing a whopping three,106 carats. Named following the mine's owner, Sir Thomas Cullinan, the sheer dimensions and high-quality of the rough diamond stirred the gemological planet.
A Kingly Present
The Transvaal Colony authorities bought the diamond, which was then gifted to King Edward VII of the United Kingdom on his 66th birthday. Regardless of the pitfalls connected with the journey, the diamond was sent to England via standard publish, cleverly diverting likely thieves that has a decoy.
Masterfully Sculpting the Cullinan
The Royal Jewels responsibility of reworking this huge diamond into polished gems fell on Joseph Asscher of the renowned Asscher Diamond Organization. Right after months of evaluation, Asscher properly break up the Cullinan into nine major stones and diverse smaller sized fragments.
The Star of Africa: Cullinan I
The good Star of Africa Diamond
The biggest of the polished diamonds, the "Good Star of Africa" or Cullinan I, weighs a formidable 530.2 carats. At the moment mounted at the best in the Sovereign's Sceptre, It really is Among the most useful diamonds on the planet. Its benefit, if marketed currently, could very easily exceed $four hundred million.
The next Star of Splendor: Cullinan II
The Cullinan II, also referred to as the "Next Star of Africa," would be the fourth-most significant polished diamond globally, weighing 317.4 carats. It adorns the Imperial State Crown and, like Cullinan I, could fetch quite a few hundred million pounds due to its sizing, top quality, and historical significance.
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Strength of mind to carry on in spite of danger.
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801-980-2068
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Pleasant Grove, UT 84062
Approaches to obtain the Alluring New You
No-one in this globe at any time stopped aspiring to become stunning. You will find people who find themselves blessed more than enough to own each their overall body and face in the same way beautiful. But even these people continue on to search for anything to even further enrich their natural beauty. You might or might not be one of them. The bottom line is regardless of what we glance, we just can't get plenty of of The reasoning relative to transforming ourselves to a far more appealing and alluring individuals. Here are a few handy suggestions it is possible to rely upon in order for you to get this goal in development.
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Follow trends provided that these search good on you. Trend traits are so inviting. They appear great over the persons all over you so It really is just typical how you're itching to allure free samples try it yourself. You will find absolutely nothing Mistaken in this. The condition only takes place if the developments aren't suit on your physical features. Garments, shoes and equipment look great whenever they're worn in accordance to the person's entire body measurement and skin shade. Make ups and hair kinds can give a positive influence if you know the way to implement it appropriately.
Prevent in search of the variations amongst you as well as folks about you. It'll trigger you no superior in the least if you retain on dwelling to other people's assets. It could more increase the insecurities you almost certainly have presently so chorus from undertaking it. Focus on your optimistic attributes and address your insecurities by using it to be a challenge. Put in mind that whenever they're equipped to acquire the magnificence they possess, you are able to do it at the same time.
Know the bounds of becoming a natural beauty fanatic. An excessive amount of every thing is detrimental. Don't torture you by forcing Your whole body to burn the fats and carbs in it. You will find suitable solutions to loosen up your body weight you may master by consulting your physician who focuses primarily on this discipline. Do almost everything with temperance.
Believe that you can have your targets arrived at. The aforesaid recommendations will function Should you have a solid belief which you can do it. Find out how to generally self-control oneself. Look forward to the advantages you can get In the end the labor that you've got to undergo. Inspire on your own and see to it that you delight in carrying out these. This could make factors a whole lot easier to suit your needs.
E book Marketplace Product or service Identifiers: ASIN, EAN, GTIN, and ISBN: A Manual for Self-Publishers
Introduction
Here is a quick primer on the several reserve identification numbers and barcodes that self-publishers must learn about. Each is made use of through the entire world as a method to recognize a certain book.
What is an ASIN?
ASIN can be an abbreviation for Amazon Normal Identification Quantities. The ASIN is a novel blocks of 10 letters and figures that recognize a certain merchandise. For guides and pamphlets, the ASIN is similar to the ISBN-10 number. A publisher won't must be worried about the ASIN.
What on earth is an EAN (Bookland EAN)?
EAN is really an abbreviation for European Report Selection, now known as Intercontinental Short article Number. The EAN is really a barcode along with a thirteen-digit solution identification range. Each EAN uniquely identifies the reserve, the company, along with the book's attributes. Usually, the EAN is printed over the guide's back cover as being a bar code and range. Bookland is really a fictitious nation developed in an effort to reserve a singular place code prefix for EAN identifiers of released guides - presently the code is 978. The cost barcode can be an EAN-5. It truly is positioned close to the EAN-13 around the again-cover of gtin the ebook.
What exactly is a GTIN?
GTIN is surely an abbreviation for World Trade Merchandise Range. The GTIN is a singular and common identification amount used to find products facts across databases. GTINs contain EANs, ISBNs, UPCs, and JANs (Japanese Write-up Quantities). The US-ISBN Company calls for publishers give you the option to communicate ISBNs as GTIN-13s. At present, a publisher isn't going to have to be worried about the GTIN.
What is an ISBN?
ISBN is undoubtedly an abbreviation for Global Normal E-book Number. The ISBN is a unique ebook identification number. Every single ISBN identifies a specific reserve. ISBN have either ten or thirteen digits. When you purchase an ISBN, It will probably be offered for you in ten-digit format and 13-digit structure. Commonly, each ISBNs are printed on the back go over on the reserve. R.R. Bowker, LLC, would be the Formal US-ISBN agency. Every single Edition, version, and binding of the reserve (ebook, paperback, hardcover, very first version, second, and so forth.) need to have its possess ISBN.
Conclusion
Like a self-publisher, you should contain the ISBN-ten and ISBN-13 on the copyright web page. In addition, you need to put the Bookland EAN barcode and amount along with both of those ISBNs around the back again go over. The ISBN-thirteen is the only identification variety you'll want to invest in. The Bookland EAN-thirteen and EAN-five barcodes might be developed as 1 graphic, on the internet, without cost.